Let’s face it: medication can be pricey. Regardless of whether or not you have insurance, the price of prescriptions can present a tremendous financial burden on an individual (or family) when the time comes that it’s needed. Fortunately, there are options to help you save, and, ultimately, to help keep more money in your pocket. Here are the best ways to get discount prescriptions.
1. Discount Drug Cards
Chances are if you’ve done any amount of research on discount prescriptions, you’ve likely stumbled upon the phrase “drug cards.” This incredibly popular means to access drugs at an affordable price should be at the top of the list for anyone looking to save money. Drug cards are simple and can be acquired with little to no effort. Simply locate a program of your choice, such as drugs.com or discountdrugnetwork.com. Then, create an account to begin accessing all the great benefits of the programs, including, but not limited to, more affordable medications from brand names to generics at up to 40 percent off.
2. Pharmacy Savings Clubs
Yet another option to obtain discount prescriptions for the financially savvy consumer, or even the uninsured, is the pharmacy savings club. You can typically find them at your local independent pharmacy retailers as well as big box chains that also have pharmacies. Pharmacy savings clubs are pretty simple to use, much like the drug cards. Customers can sign up at participating retailers, with or without insurance, by paying a nominal fee of as little as $10 and then go on to enjoy significant savings on their prescriptions. Some savings clubs afford members the opportunity to receive additional savings on other items sold at the retailers. For example, at some pharmacies, additional savings can include savings on immunizations, store products, and over-the-counter medications. So, that’s definitely a win-win.
3. Pharmaceutical Company Websites and Assistance Programs
Who doesn’t love a freebie? Believe it or not, pharmaceutical companies and assistance programs (yes, they do exist) actually give away millions of dollars of prescriptions every single year. This gives consumers like you and me the opportunity to capitalize on freebies, ultimately saving us a bundle. Aside from going to the manufacturer’s website, which is a great place to start, another good source for freebies is the website for Pharmaceutical Research and Manufacturers of America (PhRMA). PhRMA will not only link you to your drug manufacturer, but it will also provide you with access to the nearly 500 assistance programs that can potentially provide you with a freebie. When you log on to the PhRMA website, there is a “get prescription help” button right on the home page so you can’t miss it.
There’s always a way to save, even when it comes to getting access to your medication. Whether you have insurance or not, there are quite a few viable options that could potentially save you hundreds of dollars this year.